Washington Capital – Real Estate Financial Services

FHA Program


FHA mortgages are insured by the Federal Housing Administration, a federal agency within the Department of Housing and Urban Development.

FHA mortgages are government-assisted alternatives to conventional financing and are great options for those who want to put less money down or who have lower credit scores. They are popular for home purchases and for refinancing. While these mortgages do require expenses in the form of monthly mortgage insurance, they still enable many homeowners who don’t qualify for conventional financing to purchase or refinance a home.

The advantages of an FHA loan include:

  • Put as little as 3.5% dowm
  • Qualify with less-than-perfect-credit
  • No appraisal required in some instances
  • No pre-payment penalties

Call 1-800-753-1920 for an absolutely FREE consultation with one of our loan product specialists.

The mortgage must be owned or guaranteed by Freddie Mac or Fannie Mae.
The mortgage must have been sold to Fannie Mae or Freddie Mac on or before May 31, 2009.
The mortgage cannot have been refinanced under HARP previously unless it is a Fannie Mae loan that was refinanced under HARP from March-May, 2009.
The current loan-to-value (LTV) ratio must be greater than 80%.
The borrower must be current on the mortgage at the time of the refinance, with a good payment history in the past 12 months.

You have nothing to lose, and everything to gain!

We will expedite your request and find the best loan solution which will be suitable for you.



Washington Capital – Real Estate Financial Services