Washington Capital – Real Estate Financial Services

Mortgage Principal Calculator

CAUTION: Do NOT rely on the results from this calculator to make financial
decisions. Interest rates vary and the tax laws change regularly.
Please contact us for assistance with your specific concerns.

Loan Information
Loan Amount:

Interest Rate (annually):

Loan Length:

Years Paid:


Automatic recalculation

Calculation Results
Balance after Paid Years:

*Please contact us for assistance with all of your financial planning needs.

This calculator figures your principal balance after any number of payments. Input the beginning principal amount, interest rate, length of the loan, and the number of payments to analyze. This information can be helpful when analyzing an adjustable rate product. After 5 years, your balance will reamortize to the adjustable rate. You can take the principal balance and use our payment calculator to analyze your new payment at various interest rates.

These calculations are only estimates and cannot be used to determine the actual amount of principal that is or may be remaining on your loan after a number of months or years. Please consult your tax advisor for information on the deductibility of interest for tax purpose. Refinancing or taking out a home equity loan or line of credit may increase the total number of monthly payments and the total amount paid when comparing to your current situation.

Washington Capital – Real Estate Financial Services